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Posts from: Florida Municipal Notices, Miscellaneous

Can a Lien Be Placed on Your Property Without You Knowing?

Can a lien be placed on your property without you knowing? Yes, it happens. Sometimes a court decision or settlement results in a lien being placed on a property, and for some reason the owner doesn’t know about it– initially. For those of you... (more...)

Voluntary vs Involuntary Liens

A real estate lien involves a legal claim on assets. Filed with a county records office or state agency, the lien allows the holder to obtain access to the property if the debts aren’t paid. Liens help creditors collect money owed to them by “clouding”... (more...)

What is an Elevation Certificate?

The state of Florida isn’t known for high elevations. Any “mountains” in Florida are manmade (and probably part of a ride at Disney World). In fact, much of Florida is at or near sea level. Did you know Florida is the flattest state in the nation?... (more...)

An Overview of Estoppel Letters

Have you ever heard of an estoppel letter? It’s a document that states the amounts to any statement of settlement for both the buyer and the seller of any real estate. Estoppel is actually a judicial device in common law legal systems whereby a court... (more...)

The Title Insurance Industry and Bank Fraud

Hackers are a problem these days. Indeed, all sorts of people involved in financial transactions and the financial industry itself have to be ever vigilant about hackers. Banks, credit unions, mortgage lenders, title insurers, and others are constantly... (more...)

How a Professional Land Survey Can Help You Make Smarter Decisions

If you’re going to invest in a piece of property, don’t you want to know exactly how big that property is and where the property lines for it end? You can find out everything you need to know about the size and shape of a property by having a professional... (more...)

The Benefits of a Municipal Lien Search

The word “municipal” is defined as “relating to a city or town or its governing body.” The word “lien” is defined as “a right to keep possession of property belonging to another person until a debt owed by that person is discharged.” So... (more...)